X0202 4 2007-04-24 0 0000830122 PICO HOLDINGS INC /NEW PICO 0001027711 HART JOHN R 875 PROSPECT STREET SUITE 301 LA JOLLA CA 92037-4264 1 1 0 0 President and CEO COMMON 2007-04-24 4 P 0 28.9156 44.67 A 19028.4904 I BY 401K PLAN John R. Hart by James F. Mosier per Power of Attorney dated September 17,2002. 2007-04-30